The bank in Star Trek Online is a universal storage facility for any inventory items. Items placed into any bank will appear in all banks throughout the galaxy and would be available for retrieval no matter which bank was visited.
 Cargo Bay
Example: A medical assignment that requires 5 Medical Supplies is considered still a plannable assignment even though you have no Medical Supplies in your inventory, but have the minimum amount in your bank. If your ship sustains an injury, Minor components can be used to repair the ship even though you have no Minor Components in your inventory, but have the minimum amount in your Bank. If a rare sample trace is required for an assignment, the same assignment can be planned with the trace still in your bank and not in your inventory, and so on.
 Bank slots
For Gold players, your bank gains more slots as you progress through the game allowing you to store more items.
|Rear Admiral, Lower Half||Brigadier General||96|
|Rear Admiral, Upper Half||Major General|
|Vice Admiral||Lieutenant General||108|
An additional 12 bank slots (character unlock) can be purchased from the C-Store for 300 , up to four times per character.
An Account-Shared Bank is extra inventory that all characters on a given account has access to unlike normal bank storage. Gold Players were granted free access to 20 slots of Account-Shared Bank storage while silver players must buy initial access to 10 slots of storage. These have a capacity of 500 million energy credits.
An additional 10 account-shared bank slots can be purchased from the C-Store for 1000 . Gold players can purchase additional access up to four times to total 60 slots while silver players are granted up to 40 total slots.